[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.canstroy.cz\/ne-kazdy-ma-penize\/#Article","mainEntityOfPage":"https:\/\/www.canstroy.cz\/ne-kazdy-ma-penize\/","headline":"Ne ka\u017ed\u00fd m\u00e1 pen\u00edze","name":"Ne ka\u017ed\u00fd m\u00e1 pen\u00edze","description":"U\u017e hodn\u011b d\u00e1vno jsme si zvykli na pou\u017e\u00edv\u00e1n\u00ed pen\u011bz. V\u00edme, k \u010demu tyto slou\u017e\u00ed, jak se z\u00edsk\u00e1vaj\u00ed a jak pozb\u00fdvaj\u00ed, v\u00edme, co n\u00e1m tyto mohou […]","datePublished":"2022-07-08","dateModified":"2022-07-08","author":{"@type":"Person","@id":"https:\/\/www.canstroy.cz\/author\/#Person","name":"","url":"https:\/\/www.canstroy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"canstroy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.canstroy.cz\/wp-content\/uploads\/drobn%C3%A9%20ve%20vod%C4%9B.jpg","url":"https:\/\/www.canstroy.cz\/wp-content\/uploads\/drobn%C3%A9%20ve%20vod%C4%9B.jpg","height":0,"width":0},"url":"https:\/\/www.canstroy.cz\/ne-kazdy-ma-penize\/","about":["Pen\u00edze"],"wordCount":431,"articleBody":"   U\u017e hodn\u011b d\u00e1vno jsme si zvykli na pou\u017e\u00edv\u00e1n\u00ed pen\u011bz. V\u00edme, k \u010demu tyto slou\u017e\u00ed, jak se z\u00edsk\u00e1vaj\u00ed a jak pozb\u00fdvaj\u00ed, v\u00edme, co n\u00e1m tyto mohou v\u0161echno nab\u00edzet. Ale jedno jsme my lid\u00e9 \u010dasto dodnes nedok\u00e1zali vy\u0159e\u0161it. A to ot\u00e1zku, jak to zaona\u010dit, abychom m\u011bli pen\u011bz v\u017edycky dost a mohli tak norm\u00e1ln\u011b financovat sv\u016fj ka\u017edodenn\u00ed \u017eivot.Zkr\u00e1tka a dob\u0159e teoreticky v\u00edme, jak dost pen\u011bz vyd\u011blat, ale v praxi n\u00e1m to velmi \u010dasto nevyjde. A pak t\u0159eba vedeme jenom velmi skromn\u00fd \u017eivot a t\u0159eba jsme taky vysloven\u011b chud\u00ed. A dozajista se shodneme na tom, \u017ee chudoba nen\u00ed n\u011bco, o co bychom pr\u00e1v\u011b st\u00e1li. https:\/\/slovnik.seznam.cz\/en-cz\/%3Fq%3Dst%25C3%25A1le  Nen\u00ed o co st\u00e1t.Ale skute\u010dnost, \u017ee nechceme b\u00fdt chud\u00ed, neznamen\u00e1, \u017ee takov\u00ed nikdy nebudeme. Naopak \u2013 sta\u010d\u00ed klidn\u011b i jenom \u00fapln\u011b m\u00e1lo a ocitneme se klidn\u011b i v dluz\u00edch, ze kter\u00fdch se v dan\u00e9 situaci ne a ne dostat. A kdy\u017e je pak pot\u0159eba za n\u011bco zaplatit, mus\u00ed se kv\u016fli tomu zkr\u00e1tka vz\u00edt p\u016fj\u010dka.Kdo si p\u016fj\u010dit chce, ten m\u00e1 samoz\u0159ejm\u011b dost mo\u017enost\u00ed, ze kter\u00fdch si lze vyb\u00edrat. Jen\u017ee \u010dasto pouze vyb\u00edrat. Je tu toti\u017e cel\u00e1 \u0159ada druh\u016f p\u016fj\u010dek, kter\u00e9 by mohl kdekdo z n\u00e1s cht\u00edt dostat, jen\u017ee je nedostane. A to proto, \u017ee se s nimi spojuj\u00ed podm\u00ednky, kter\u00e9 mus\u00ed \u017eadatel\u00e9 spl\u0148ovat. A kdo nen\u00ed dostate\u010dn\u011b bonitn\u00ed, tedy kdo neprok\u00e1\u017ee, \u017ee p\u016fj\u010den\u00e9 pen\u00edze zvl\u00e1dne vr\u00e1tit, m\u00e1 sm\u016flu.Ale sm\u016flu \u010dasto nem\u00edv\u00e1 ten, kdo vlastn\u00ed n\u011bjakou nemovitost a komu pom\u00e1h\u00e1 nebankovn\u00ed hypot\u00e9ka. Proto\u017ee kdo si vezme hypot\u00e9ku od nebankovn\u00ed spole\u010dnosti, dostane pot\u0159ebn\u00e9 pen\u00edze rychle a spolehliv\u011b. Nikdo se moc ne\u0161\u0165our\u00e1 v tom, kolik si \u017eadatel vyd\u011bl\u00e1v\u00e1 a co m\u00e1 zaneseno v registrech dlu\u017en\u00edk\u016f, d\u016fle\u017eit\u00e1 je tu jenom ta zm\u00edn\u011bn\u00e1 z\u00e1ruka spl\u00e1cen\u00ed v podob\u011b z\u00e1stavy nemovitosti. A tak se mnoz\u00ed lid\u00e9 i v t\u011bch nejt\u011b\u017e\u0161\u00edch chv\u00edl\u00edch n\u011bjak k pen\u011bz\u016fm dostanou. A maj\u00ed \u0161anci na veden\u00ed plnohodnotn\u00e9ho \u017eivota i tehdy, kdy\u017e zrovna nemaj\u00ed ani jedinou vlastn\u00ed korunu. Ba i kdy\u017e maj\u00ed dluhy, je\u017e se daj\u00ed takovou hypot\u00e9kou taky zaplatit.                                                                                                                                                                                                                                                                                                                                                                                          4.7\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ne ka\u017ed\u00fd m\u00e1 pen\u00edze","item":"https:\/\/www.canstroy.cz\/ne-kazdy-ma-penize\/#breadcrumbitem"}]}]