[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.canstroy.cz\/nejlevnejsi-hypoteky-za-posledni-dekadu-zvysuji-ceny-nemovitosti\/#Article","mainEntityOfPage":"https:\/\/www.canstroy.cz\/nejlevnejsi-hypoteky-za-posledni-dekadu-zvysuji-ceny-nemovitosti\/","headline":"Nejlevn\u011bj\u0161\u00ed hypot\u00e9ky za posledn\u00ed dek\u00e1du zvy\u0161uj\u00ed ceny nemovitost\u00ed","name":"Nejlevn\u011bj\u0161\u00ed hypot\u00e9ky za posledn\u00ed dek\u00e1du zvy\u0161uj\u00ed ceny nemovitost\u00ed","description":"Popt\u00e1vka je st\u00e1le vy\u0161\u0161\u00ed, co\u017e zved\u00e1 ceny bydlen\u00ed. Hypot\u00e9ky, jejich\u017e ceny padaj\u00ed rapidn\u011b dol\u016f, sv\u00e1d\u00ed klienty, aby si p\u016fj\u010dili v\u00edce, ne\u017e pozd\u011bji zvl\u00e1dnou spl\u00e1cet. Tato […]","datePublished":"2023-06-14","dateModified":"2023-06-14","author":{"@type":"Person","@id":"https:\/\/www.canstroy.cz\/author\/#Person","name":"","url":"https:\/\/www.canstroy.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb50772173929303fbe6024f179e4dd9837c71f6efc661bdb046860d442d05b5?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"canstroy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"url":"https:\/\/www.canstroy.cz\/nejlevnejsi-hypoteky-za-posledni-dekadu-zvysuji-ceny-nemovitosti\/","wordCount":436,"articleBody":"Popt\u00e1vka je st\u00e1le vy\u0161\u0161\u00ed, co\u017e zved\u00e1 ceny bydlen\u00ed. Hypot\u00e9ky, jejich\u017e ceny padaj\u00ed rapidn\u011b dol\u016f, sv\u00e1d\u00ed klienty, aby si p\u016fj\u010dili v\u00edce, ne\u017e pozd\u011bji zvl\u00e1dnou spl\u00e1cet. Tato situace zneklid\u0148uje i \u010ceskou N\u00e1rodn\u00ed Banku, proto tak\u00e9 \u017e\u00e1d\u00e1 o pravomoci ohledn\u011b regulace hypot\u00e9k a \u00fav\u011br\u016f na bydlen\u00ed.
 Poskytov\u00e1n\u00ed hypot\u00e9k v \u010cesk\u00e9 republice stoupl mezi rokem 2015 a rokem 2015 o t\u00e9m\u011b\u0159 t\u0159icet procent, co\u017e v hrub\u00fdch \u010d\u00edslech znamen\u00e1 bez m\u00e1la sto p\u011btaosmdes\u00e1t miliard korun \u2013 toto uve\u0159ejnilo ve sv\u00fdch statistik\u00e1ch ministerstvo pro m\u00edstn\u00ed rozvoj. Letos by tento rekord m\u011bl b\u00fdt nav\u00edc podle odhadu do konce roku 2016 je\u0161t\u011b p\u0159ekon\u00e1n.Situace v srpnu a dnes: \u00darok hypot\u00e9k klest. V srpnu to bylo je\u0161t\u011b zhruba 2,11 procent, o necel\u00e9 t\u0159i m\u011bs\u00edce pozd\u011bji je to u\u017e jen 1,84 procenta.\u010c\u00edm je zp\u016fsoben tento pokles \u00faroku hypot\u00e9k? 
 \u00b7 Stavbou nov\u00fdch byt\u016f v hlavn\u00edm m\u011bst\u011b Praze
 \u00b7 Vzr\u016fstem cen byt\u016f v Praze o devaten\u00e1ct procent
 \u00b7 Cena za metr \u010dtvere\u010dn\u00edch za byt v Praze mimo historick\u00e9 centrum je nyn\u00ed \u0161esta\u0161edes\u00e1t korun za metr \u010dtvere\u010dn\u00ed
 \u00b7 Prodej star\u00fdch byt\u016f v \u017e\u00e1dan\u00fdch \u010dtvrt\u00edch (Letn\u00e1, Vy\u0161ehrad, Troja)
 \u00b7 Koup\u011b bytu jako investice a jeho n\u00e1sledn\u00fd pron\u00e1jem (turist\u016fm, student\u016fm, ale tak\u00e9 lidem, kte\u0159\u00ed doj\u00ed\u017ed\u011bj\u00ed za prac\u00ed do centra Prahy p\u0159es t\u00fdden)
 \u00b7 Investice do byt\u016f p\u0159esahuje minim\u00e1ln\u00ed a nutn\u00fd z\u00e1klad pro \u017eit\u00ed nebo pro prodej
 Lid\u00e9 se nech\u00e1vaj\u00ed zl\u00e1kat p\u0159\u00edli\u0161 levn\u00fdmi hypot\u00e9kami, kupuj\u00ed si v\u011bt\u0161\u00ed byty, ne\u017e jak\u00e9 nutn\u011b pot\u0159ebuj\u00ed. Levn\u00e9 hypot\u00e9ky znamenaj\u00ed, \u017ee si m\u016f\u017eou lid\u00e9 dovolit vz\u00edt hypot\u00e9ku na v\u011bt\u0161\u00ed finan\u010dn\u00ed obnos, ne\u017e p\u016fvodn\u011b zam\u00fd\u0161leli.N\u00e1zor \u010cesk\u00e9 n\u00e1rodn\u00ed banky 
 Podle \u010cNB jsou byty v pra\u017esk\u00fdch nejvyhled\u00e1van\u011bj\u0161\u00edch lokalit\u00e1ch nadhodnocen\u00e9, a to a\u017e o deset procent. Av\u0161ak nejedn\u00e1 se jenom o hlavn\u00ed m\u011bsto, ceny byt\u016f rostou i v Plzni, Brn\u011b, ale tak\u00e9 v Olomouci. \u010cNB se tak\u00e9 domn\u00edv\u00e1, \u017ee si lid\u00e9 berou v\u011bt\u0161\u00ed hypot\u00e9ky, ne\u017e jak\u00e9 budou schopni ze sv\u00fdch plat\u016f spl\u00e1cet. Kv\u016fli tomuto v\u00fddaji budou muset omezit dal\u0161\u00ed v\u00fddaje z rodinn\u00e9ho rozpo\u010dtu, co\u017e bude m\u00edt za n\u00e1sledek zpomalen\u00ed ekonomiky, a tedy sn\u00ed\u017een\u00ed hrub\u00e9ho dom\u00e1c\u00edho produktu. \u010cNB argumentuje t\u00edm, \u017ee lid\u00e9 d\u00e1vaj\u00ed a\u017e t\u0159etinu p\u0159\u00edjmu na splacen\u00ed hypot\u00e9ky.                                                                                                                                                                                                                                                                                                                                                                                        4.1\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nejlevn\u011bj\u0161\u00ed hypot\u00e9ky za posledn\u00ed dek\u00e1du zvy\u0161uj\u00ed ceny nemovitost\u00ed","item":"https:\/\/www.canstroy.cz\/nejlevnejsi-hypoteky-za-posledni-dekadu-zvysuji-ceny-nemovitosti\/#breadcrumbitem"}]}]